Citi Philippines Marks 25 Years of Leadership in Credit Cards

Citibank, the country’s largest foreign bank, recently celebrated the 25th anniversary of its credit card offerings in the Philippines and launched a new campaign called “My Unforgettable Story.”

Citi Philippines Marks 25 Years of Leadership in Credit Cards

Citi Philippines introduced the Citibank MasterCard in 1990, which marked the global bank’s entry into the Philippine credit card market. Back then, Citi was also credited for changing the payment landscape, when it lowered the minimum income requirement to own a credit card, and turned what was once a financial tool only for the elite, into a payment product that empowered middle income Filipino cardholders.

Citi Card Promo

“My Unforgettable Story” is the newest promotion of CITI where Citi cardholders have the chance to create new memories in some of the world’s most breathtaking places – by simply using their Citi credit card.

Citi Philippines

Bea Tan, who heads Citi’s consumer banking business in the country related: “In designing this promotion, we wanted to break the the mold and ensure that our clients are truly engaged from day one and they view website to get the best information on credit score. We wanted to reward our loyal cardholders with delightful and unique experiences, and empower them with making the best choice from a list of impossible to resist selections according to their lifestyle and preferences.”

And ‘My Unforgettable Story’ certainly delivers all that and more. A total of fifteen lucky cardholders will be chosen in three raffle draws, with five winners to be awarded in each set. The first set of winners can choose one of the Stories of Discovery prizes, including a gourmet food tour in Japan, journey to self-discovery in Bali, scuba diving in Palau, and China or Egypt exploration.

Meanwhile, 2nd raffle draw winners can have a spectacular celebration of love as they can choose one of the Stories of Romance prizes such as a honeymoon in Maldives, island escapade in Thailand and hot air balloon date in Dubai. Winners can also have their dream wedding gown designed by a top couturier, or make their most romantic proposal happen.Citi My Unforgettable Story

Things get more exciting as the third set of winners can revel in one of the Stories of Adventure prizes like a family ski adventure in Korea, US theme park getaway, Mediterranean cruise, African safari and the magical Aurora Borealis experience.

“It’s so easy to win – just use your card for any purchase, regardless of amount, and you will earn raffle entries. And because we want all our cardholders to have a chance to win, we are awarding raffle entries for nearly every use of a Citi card: from using Citibank Online to charging with City PayLite, and even when you apply for a Personal Loan,” explained David Stoughton, Credit Payments Head of Citi Philippines.

To see the complete list of prizes and ways on how to qualify for the promotion, visit

25 Years of Making Fantastic Plastics

“Beyond putting a Citi Card into Filipinos’ wallets, we also opened up a host of world class services and set new benchmarks for the industry,” recalled Tan. “Those were very exciting first years as we unveiled one product or service after the other, and saw not just our market share grow by leaps and bounds, but also competitors sit up and take notice. What was most satisfying is that the Filipino consumer is the real winner here.”

One of Citi’s game changing programs was the lanch of Citi Rewards; Citi was the first credit card to introduce a loyalty program – offering rewards points to fuel rebates to air miles to shopping credits – for every spend made on card. “It begs to be said that when we launched the program, it was so well designed that it set the bar, and we have not needed to make any changes to it since,” narrates Tan.

Indeed, Citi’s Rewards Program has become so successful that today, clients think of three options when they pay: credit card, points or cash?

“In this day and age when consumer trends and preferences change as fast as news travels, it’s a real challenge to keep track of what customers want and to make sure these are met – and at Citi, we strive to meet this challenge each day,” said Tan.

The Road ahead…is Digital

Looking ahead to the future, its loyal cardholders can expect Citi and MasterCard to continue to invest in the digital payments space and leverage on technology to transform the way in which it serves clients.

“At Citi, we strongly believe the future is digital. Around the world, we actively promote the transition to digital money. We are a global company doing business in 160 countries and jurisdictions, deeply embedded in over 700 cities and serving about 200 million customer accounts with hundreds of products and services,” declared Sianturi

In Asia, Citi has over 7 million digital banking registered users. Nearly 98% of all transactions in this region now take place outside the branch, or via non-branch channels. That’s roughly 20 million digital banking transactions a month in Asia – and the trend is expected to double in five years.

Closer to home, 47% of its customers in the Philippines are registered users of digital banking. Over the last decade, Citi has seen consistent growth in terms of the number of users of both the Citibank Online and Citibank Mobile Banking platforms year on year.

“Indeed, we have seen an increasing shift to mobile usage, with customers using our Mobile App and mobile browsers to make Funds Transfers and Bills Payment on their mobile devices,” says Tan. “At Citi, we want our clients to have a remarkable experience each and every time they choose to pay with our credit cards. Our investments in the digital space, and partnership with trusted payment solutions provider MasterCard, afford us the opportunity to deliver again and again on this promise.”

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Marco Dennis

Marco Dennis is an adventurous lifestyle and travel blogger. Follow his adventures at For events, collaboration and advertisement, email him at

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