It’s that time of the year again wherein we pen down our new year’s resolution! If you’re a homemaker or a breadwinner, a singleton living independently or a young couple about to get married, resolve to invest in your own home this coming year and allocate that rental budget to invest in a house that will suit you. Why rent when you can buy your own?
Ms. Celyn Sta. Ana, SVP Retail Mortgage Division of BPI Family Savings Bank says, “There is nothing wrong with renting but what we want you to rethink is, ‘why rent when you can buy your own home?’ Interest rates for housing loans have continuously been low. A PHP 15,000.00 monthly rental fee is already equivalent to a monthly amortization payment for a Php2Million peso loan. It’s about time for Filipinos to start owning their own homes because now they can afford it.” Find out from experts about the financial benefits of home ownership here.
The joy of owning your home should be a motivation that’s strong enough to topple any fear or worry that you might have over investing. Why? Because unlike renting, having your own house gives you the liberty to design your living space according to your personality, lifestyle and comfort. Imagine having to come home each day to an abode that you have dreamed about for so long! Aside from the perks of styling it the way you want it, investing in a lot, house and lot, townhouse or condominium unit gives you financial security because its value appreciates over time. Now is the time to do it, the tools you need to start the acquisition process is superbly easy through BPI Family Housing Loan.
Decision makers consider so many factors in finally deciding if they should jump in and invest in their very own property. Some of which include job location, salary, lifestyle and comfort. To help you know if you are ready to buy your dream home take a moment and ask yourself “Have I saved enough initial investment for my dream home?” Let us help you brace yourself for this big achievement!
Sta. Ana advises that you list down all your monthly expenses versus your monthly savings. “Listing down your monthly expenses on a budget plan can help you determine which areas you can cut off in your expenditures and reallocate to increase your savings. As what we always say, invest and save before you spend. Revisit your lifestyle and see where you can cut on expenses to put in as savings and investment. This is the perfect time to do it since getting a loan to invest in a home has been made so much easier by BPI Family.Soon enough, you’ll be able to start owning that dream home of yours.”
The property finance development loans continues to deliver one of the easiest, fastest and most affordable loans to those who need assistance in achieving their dream homes. The Bank offers low interest rates, flexible payment terms, and speedy reliable service. To know more about how you can own a house today, visit one of more than 800 BPI and BPI Family Savings Bank branches or log on to www.bpiloans.com.
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